Must the redesigned Uniform Residential Loan Application (URLA) be utilized for FHA single family forward mortgage applications?

During the transition implementation period for the redesigned Fannie Mae Form 1003/Freddie Mac Form 65, Uniform Residential Loan Application (URLA), either the existing version or the redesigned version are acceptable. 
 
FHA generally follows the Government Sponsored Enterprise (GSE) implementation schedule for the discontinuance of the current URLA.  The current schedule indicates that Mortgagees must use the redesigned Form 1003 for all new loan applications received on or after March 1, 2021.  Additionally, on March 1, 2022, the legacy Form will no longer be accepted.  To the extent that the transition timelines may be altered, FHA will continue to accept the legacy Form 1003 to the same extent that the GSEs continue to accept the legacy form.
General instructions to complete the redesigned URLA, a complete implementation timeline, and supporting materials, can be accessed on:

HQ Policy Determination

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-05583