Claim Type 31 – Special Forbearance
The Mortgagee may file a claim for an SFB-Unemployment incentive under Claim Type 31. HUD will pay the Mortgagee a financial incentive for the use of an SFB-Unemployment Option in compliance with all regulatory requirements and procedures relating to the submission of incentive claims.
HUD must receive a correct and complete claim submission form HUD-27011 Parts A and B via FHAC or FHA Catalyst within 60 Days of the execution date of the SFB-Unemployment Agreement or the incentive claim will not be processed.
Claim Type 32 ** – FHA-HAMP Loan Modification
The Mortgagee may file a claim for an FHA-HAMP Loan Modification incentive, including up to $250 in title-related expenses, under Claim Type 32 **. HUD will pay the Mortgagee a financial incentive for the use of an FHA-HAMP Loan Modification in compliance with all regulatory requirements and procedures relating to the submission of incentive claims.
The Mortgagee may only file for an incentive fee for the Loss Mitigation Option used to cure the Default. When the FHA-HAMP Partial Claim and FHA-HAMP Loan Modification are used together, the Mortgagee must submit two separate claims for the incentives for these two options.
HUD must receive a correct and complete claim submission of Parts A and B of form HUD-27011 via FHAC or FHA Catalyst within 60 Days of the execution date of the FHA-HAMP Loan Modification or the incentive claim will not be processed.
Claim Type 33 ** – FHA-HAMP Partial Claim
The Mortgagee may file a claim for an FHA-HAMP Partial Claim incentive and insurance benefits under Claim Type 33 **. The Mortgagee may include in its claim legal fees and foreclosure costs for partial claims as outlined in the Servicing and Loss Mitigation section of the SF Handbook. HUD will pay the Mortgagee a financial incentive for the use of an FHA-HAMP Partial Claim in compliance with all regulatory requirements and procedures relating to the submission of incentive claims. The Mortgagee may only file for an incentive fee for the Loss Mitigation Option used to cure the Default. When the FHA-HAMP Partial Claim and FHA-HAMP Loan Modification are used together, the Mortgagee must submit two separate claims for the incentives for these two options.
HUD must receive a correct and complete claim submission of Parts A and B of form HUD-27011 via FHAC or FHA Catalyst within 60 Days of the execution date of the promissory Note and Mortgage or the incentive will be disallowed.
Claim Type 33 – Natural Disaster Standalone Partial Claim
The Mortgagee may file a claim for a Natural Disaster Partial Claim insurance benefit under Claim Type 33, using the default reason code 43. The Mortgagee may include in its claim, the accumulated arrearages for unpaid accrued interest, and eligible unreimbursed Mortgagee advances and related fees and costs chargeable to the Mortgage as outlined in the Servicing and Loss Mitigation section of the Single Family (SF) Handbook.
HUD must receive a correct and complete claim submission of Parts A and B of form HUD-27011 via FHAC or FHA Catalyst.
Claim Type 33 – National Emergency Standalone Partial Claim
The Mortgagee may file a claim for a National Emergency Partial Claim insurance benefit for the COVID-19 National Emergency Standalone Partial Claim under Claim Type 33, using the default reason code 55. The Mortgagee may include in its claim, only arrearages, which consists of Principal, Interest, Taxes, and Insurance as outlined in section III.A.3.d Presidentially-Declared COVID-19 National Emergency established in ML 2020-06, FHA’s Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act.
HUD must receive a correct and complete claim submission form HUD-27011 Parts A and B via FHAC or FHA Catalyst.
For additional information on Claim Types 31 through 33 noted above see Handbook (HB) 4000.1, Section IV.A.2.f-j
Additional information on other claim types that can be submitted through the FHA Catalyst: Claims Module can be located as follows:
Claim Type - Conveyance Claim
The Mortgagee may submit a claim after conveyance of a Property to HUD through foreclosure or by Deed-in-Lieu (DIL) of Foreclosure under Claim Type 01.
Additional information on using the Claim Type 01 can be located in: HB 4000.1 Section IV.A.2.a
Claim Type 02 – Single Family Loan Sale
A Mortgagee participating in HUD’s SFLS Program may submit a claim under Claim Type 02. Additional information on using the Claim Type 01 can be located in: HB 4000.1, IV.A.2.b
Claim Type 06 – Claim Without Conveyance of Title (CWCOT)
Additional information on using the Claim Type 06 can be located in: HB 4000.1, IV.A.2.d
Claim Type 07 – Pre-Foreclosure Sale (PFS)
The Mortgagee may file a claim for a PFS incentive and insurance benefits under Claim Type 07. Additional information on using the Claim Type 06 can be located in: HB 4000.1, IV.A.2.e
The Claim Filing Technical Guide contains detailed information on completing the form HUD-27011 Single Family Application for Insurance Benefits and is available on the Single Family Housing Policy Handbook Supplemental Documents web page at https://www.hud.gov/program_offices/housing/sfh/handbook_references
The Claim Filing Technical Guide contains detailed information on completing the form HUD-27011 Single Family Application for Insurance Benefits and is available on the Single Family Housing Policy Handbook Supplemental Documents web page at https://www.hud.gov/program_offices/housing/sfh/handbook_references
For additional information see:
- Handbook 4000.1 available at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh
- FHA Catalyst: Claims Module User Guide available at: https://www.hud.gov/program_offices/housing/FHACatalyst/claimsmodule