Once an LI lender indicates that they are ready to submit a test binder, FHA will assign testing credentials and create a test folder on the FHA test server where the LI lender will deliver the test binder using a secure FTP of the LI lenders choosing. FHA staff will review the test submission for legibility and indexing of documents. FHA staff does not perform endorsement processing on a test binder.
For additional information see Handbook 4000.1 II.A.7.e. available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh
HQ Policy Determination