COVID-19: Is there an alternative method for submitting HUD Review and Approval Process (HRAP) condominium packages to FHA for approval?

Yes. On March 27, 2020, the Federal Housing Administration (FHA) issued a temporary waiver of its Single Family Housing Policy Handbook 4000.1 policy to provide an alternative to submitting Condominium project approval application packages by mail in the event of possible HUD office closures due to COVID-19.  By using this alternative method, FHA employees working remotely can still retrieve and access packages for processing.  This new alternative does not affect mortgagees that currently upload their packages through FHA Connection.
Submitters should create a PDF file of the package and send it via email to the FHA Resource Center at  The email “Subject Line” should read “Condominium Project Approval Package”.  Upon receipt, FHA Resource Center staff will forward the package to the appropriate FHA Homeownership Center where it will be reviewed. 
The email should contain a single PDF file not to exceed 32 MB.  Files larger than 32 MB must be emailed separately and each email should also include a brief project name and the total number of emails being submitted (e.g., “Towne Centre 1 of 3”).
This process applies to the submission of Condominiums for Project Approval and does not affect the requirements for Single-Unit Approval as outlined in Mortgage Letter (ML) 2019-13.
Additional information regarding condominium project approval and submission requirements can be located at:

FHA continues to revise its FHA Single Family COVID-19 information as needed to keep stakeholders updated with the latest information about FHA’s response to the COVID-19 pandemic.  Related information for FHA mortgagees, borrowers and other interested parties is available at and on the website.


All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-05440