COVID-19: Does FHA require physical contact with the borrower and/or occupants when acquiring possession of a property in connection with occupied conveyances during the COVID-19 National Emergency?

No. When identifying property occupants, FHA does not require physical contact with the borrower and/or occupants including during the COVID-19 pandemic. For more information, please see SF Handbook, Section III.A.2.s — Acquiring Possession at Single Family Housing Policy Handbook 4000.1

HQ Policy Determination – COVID-19 guidance

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-05410