Are Mortgagees required to inspect properties during the Pre-Foreclosure Sale period?

The Mortgagee must inspect Properties during the Pre-Foreclosure Sale (PFS) period if:
  • the Property is vacant;
  • the Mortgagee has reason to suspect that the Property has become vacant; or
  • the Borrower or Authorized Third Party has not maintained contact with the Mortgagee. 
Additional questions may be directed to the HUD National Servicing Center at (877) 622-8525.

For policy information see Handbook 4000.1 III.A.2.l.ii.(F)(5) at:

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-05188