The Mortgagee must consider Non-Occupant Borrowers for:
- Home Disposition Options when the subject Property was not purchased as a rental investment or used as a rental for more than 18 months; or
- Informal or Formal Forbearances.
Additional questions may be directed to the HUD National Servicing Center at (877) 622-8525.
For more information see Handbook 4000.1 III.A.2.j.ii(A)(1)-(3) and IV.A.1.c. at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh