At which points in HUD/FHA processes must an NMLS ID be provided?

HUD collects the Nationwide Mortgage Licensing System (NMLS) Company ID of lenders when they apply for initial FHA approval or seek to renew their approval.  The NMLS ID of applicants seeking FHA approval will be captured in the HUD Online Application available on the How to Become an FHA-Approved Lender web page at:  The NMLS ID of lenders seeking to renew their FHA approval will be collected in the renewal screens in the Lender Electronic Assessment Portal (LEAP).     

HUD collects the NMLS Company ID of sponsored Third Party Originators (TPO), via entry by a sponsoring FHA-approved lender in the Sponsored Originator Maintenance screen in FHA Connection.  The Sponsored Originator Maintenance screen will recognize if the geographic location of the TPO is currently exempt from registering their company with NMLS.  Individual loan originators should not be registered as a TPO unless they are set up as a sole proprietorship or have otherwise incorporated themselves as a legal entity.     

Lenders are responsible for providing FHA with accurate information regarding individual NMLS ID numbers for all loan originators that originate FHA loans. The loan originator name and NMLS ID must be correctly entered at case number assignment.     

The FHA Connection is located at:

For more information on your state‚Äôs NMLS requirements, please visit the NMLS Resource Center page at:

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-05120