If a manufactured home has had an addition built on to it, will it be eligible for FHA financing?

If the Appraiser observes additions or structural changes to the original manufactured home, the Appraiser must condition the appraisal upon inspection by the state or local jurisdiction administrative agency that inspects manufactured housing for compliance, or a licensed structural engineer may report on the structural integrity of the manufactured dwelling and the addition if the state does not employ inspectors. 

For additional information see Handbook 4000.1 II.D.5.i. at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-04990