HUD's Title I Property Improvement program can be used by a borrower to obtain financing for a property improvement loan. The borrower must have a good credit history and the ability to repay the loan in regular monthly payments.
For more information on the Title I Property Improvement Program, please visit the following HUD website:
https://www.hud.gov/program_offices/housing/sfh/title/ti_abou
or see "Fixing Up your Home and How to Finance It" available at: https://www.hud.gov/program_offices/housing/sfh/title/sfixhs