Do FHA Case Numbers Expire?

Case numbers are automatically canceled after six months if one of the following actions is not performed as a last action:

• appraisal information entered;
• Firm Commitment issued by FHA;
• insurance application received and subsequent updates; or
• Notices of Return (NOR) or resubmissions.

Updates to the Borrower’s name and/or property address, an appraisal update, or a transmission of the Upfront Mortgage Insurance Premium (UFMIP) do not constitute Last Action Taken. To prevent automatic cancellation of case numbers for which mortgage insurance will be sought, lenders must enter appraisal information; successfully transmit the insurance application, etc.  Case numbers that were automatically canceled will be reinstated only if the lender provides evidence that the subject mortgage closed prior to cancellation of the case number, such as a Closing Disclosure or similar legal document.  For reports on case numbers that will be automatically canceled the following month, access FHA Connection/Single Family Origination/Origination Reports.   

For additional information see Handbook 4000.1 II.A.1.a.iii(B)(3)(b) and (c) available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-04745