How does FHA define Family Member?

Family Member is defined as follows, regardless of actual or perceived sexual orientation, gender identity, or legal marital status: 
• child, parent, or grandparent   
- a child is defined as a son, stepson, daughter, or stepdaughter   
- a parent or grandparent includes a step-parent/grandparent or foster parent/grandparent 
• spouse or domestic partner 
• legally adopted son or daughter, including a child who is placed with the borrower by an authorized agency for legal adoption 
• foster child 
• brother, stepbrother 
• sister, stepsister 
• uncle 
• aunt, or 
• a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, sister-in-law of the borrower.  

For additional information see the Handbook 4000.1 Glossary at

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-04701