A lender must prepare and submit each case to be insured in a uniform case binder to the jurisdictional Homeownership Center (HOC).
The case binder must be purchased from private sources, meet FHA specifications, and contain documents arranged as prescribed by FHA.
Any vendor may offer case binders. FHA does not endorse vendors. Known distributors include:
JASCO Specialties http://www.jascospecialties.com/HUD-CASE-BINDER-4213-MANILA-p/4213.htm
Franklin Mills Co. http://www.franklinmillsco.com/mortgage-financial-hud-case-binders-folders-c-2_114.html