Must the DE Underwriter perform individual Quality Control reviews?

The Direct Endorsement (DE) Underwriter is not required to perform any individual Quality Control (QC) reviews.

The DE Underwriter must review any finding made in the Mortgageeā€™s QC reviews performed in accordance with the Loan Level Quality Control Program Requirements section of Handbook 4000.1 concerning loans underwritten by the DE Underwriter.
For additional information see Handbook 4000.1 V.B.1. available at

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-04542