What is the disclaimer that lenders must include in their FHA advertising and marketing materials?

All advertisements or marketing materials used in connection with the Home Equity Conversion Mortgage (HECM) program for the purpose of describing and illustrating to the public the types of loan products offered by the lender must include a disclaimer that clearly informs the public that such materials are not from HUD or FHA and the document was not approved by HUD/FHA or a Government Agency. The disclaimer must be displayed in a conspicuous location on the advertisement or marketing materials.

For more information see Mortgagee Letter 2014-10 available at https://www.hud.gov/program_offices/administration/hudclips/letters/mortgagee

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-04490