- arrearages, which include Mortgagee advances for escrow items;
- projected escrow shortage amount; and
- related legal fees and foreclosure and bankruptcy costs for work actually performed for the current Default episode as of the date of the foreclosure cancellation and not higher than the foreclosure-related fees and costs HUD has identified as customary and reasonable.
- late fees; and
- costs to complete needed repairs as part of the FHA-HAMP agreement.
For policy information see Handbook 4000.1 III.A.2.k.v.(C)(1) at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh