Are FHA-insured mortgages subject to the Servicemembers Civil Relief Act (SCRA)?

The Mortgagee must offer eligible Servicemember Borrowers mortgage protections under the Servicemembers Civil Relief Act (SCRA) and the Servicing FHA-Insured Mortgages for Servicemember-Borrowers section (III.A.3.j.) of Handbook 4000.1.

Additional questions may be directed to the HUD National Servicing Center at (877) 622-8525.

For policy information see Handbook 4000.1 III.A.2.i. at:

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-04194