Handbook 4000.1 Section II.A.7.c. (Inspection and Repair Escrow Requirements for Mortgages Pending Closing or Endorsement in Presidentially-Declared Major Disaster Areas) applies only to properties with pending mortgages or endorsements in areas under a Presidentially-Declared Major Disaster Area (PDMDA) designated for individual assistance.
For more information, see Handbook 4000.1, Section II.A.7.c. at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh
For Federal Emergency Management Agency (FEMA) Disaster Declarations, Incident Periods, and related information go to: https://www.fema.gov/disasters