What is required to document termite treatment for new construction properties?

New Construction Required Inspections:
  • Wood Infestation Report, unless the Property is located in an area of no to slight infestation as indicated on HUD’s Termite Treatment Exception Areas list:         
    • Form HUD-NPMA-99-A, Subterranean Termite Protection Builder’s Guarantee, is required for all New Construction.  If the building is constructed with steel, masonry or concrete building components with only minor interior wood trim and roof sheathing, no treatment is needed. The Mortgagee must ensure that the builder notes on the form that the construction is masonry, steel, or concrete.
    • Form HUD-NPMA-99-B, New Construction Subterranean Termite Service Record, is required when the proposed Property is treated with a soil chemical termiticide. The Mortgagee must reject the use of post-construction soil treatment when the termiticide is applied only around the perimeter of the foundation. 
  • Local Health Authority well water analysis and/or septic report, where required  

The Termite Treatment Exception Areas list is available on HUD's Single Family Housing Policy Handbook 4000.1 (SF Handbook) Supplemental Documents web page at https://www.hud.gov/program_offices/housing/sfh/handbook_references

For additional information see Handbook 4000.1 Section II.A.8.i.iii available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-04071