The Upfront Mortgage Insurance Premium (UFMIP) is not refundable, except in connection with the refinancing to a new FHA-insured Mortgage.
When refinancing an FHA-insured Mortgage to another FHA-insured Mortgage within 3 years, a refund credit is applied to reduce the amount of the UFMIP paid on the refinanced Mortgage.
Information about FHA mortgage insurance refunds and whether a refund may be owed to you can be obtained by going to HUD's website at: https://entp.hud.gov/dsrs/refunds/
For more information regarding whether HUD owes you a premium refund, contact HUD's MIP Refund Center by telephone at: (800) 697-6967 or by mail at:
U.S. Department of Housing and Urban Development
P.O. Box 44372
Washington, DC 20026-4372
All inquiries should include your name, your FHA case number, the date that the mortgage was paid-in-full, the property address, and your daytime phone number.
Handbook 4000.1 II.A.2.e.i.(B) & II.A.8.d.iv.