Will HUD provide notification of Presidentially-Declared Major Disaster Areas?

HUD issued instructions that it would cease issuing separate Mortgagee Letters for each disaster declaration.  HUD may continue to issue guidance documents related to disasters, however, when the President declares a disaster, the lender must check with the Federal Emergency Management Agency (FEMA) to obtain the specific affected counties and corresponding declaration dates.   This information can be obtained from the FEMA website or by contacting the FEMA office in the affected areas.    

The FEMA website is located at https://www.fema.gov/disasters    

For additional information on special disaster provisions see HUD Handbooks at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

HQ Policy Determination

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-03975