Can a Sponsored Third Party Originator use the "FHA Approved Lending Institution" logo?

Mortgagees must not permit its sponsored third party originators (TPO) to use the official FHA-Approved Lending Institution logo on any advertising device; unless the sponsored TPO is also an FHA-approved Mortgagee.  Advertising Devices used by sponsored TPOs must reflect the sponsored TPO’s name, location, and appropriate contact information. Sponsored TPOs are prohibited from engaging in any activity or authoring or distributing any Advertising Device that falsely advertises, represents, or otherwise conveys the impression that the sponsored TPO’s business operations, products, or services either originate from or are expressly endorsed by HUD, FHA, the government of the United States, or any federal, state or local government agency. 

For additional information see Handbook 4000.1 I.A.6.n.ii.(B)(2)-(3) at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-03932