Is there a minimum square footage requirement for a home to be eligible for FHA financing?

FHA does not have a minimum size requirement for one- to four-family dwellings and Condominium Units.    To be eligible for FHA mortgage insurance as a Single Family Title II Mortgage, manufactured housing must have a floor area of not less than 400 square feet. 

For additional information see Handbook 4000.1 II.A.3.a.ii(F) and II.A.1.b.iv(B)(5) at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-03897