Can an investor bid on a HUD Home?

An Investor Buyer is a buyer who will not occupy the HUD Real Estate-owned (REO) Property as their Principal Residence.
Investors may only bid on properties available during the Extended Listing Period.

To search for HUD REO Properties currently available to investor buyers:
  • Visit the HUD Home Store website at
  • Click on the state in the U.S. Map or select the state from the “State” drop down menu and select search;
  • Select “investor” in the “Buyer Type” drop down menu.
For policy information see Handbook 4000.1 Section at

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-03762