How does a Mortgagee review the status of a Test Case submission?

The Mortgagee must review all Test Case results in the Loan Review System (LRS).  Generally, test cases will be given a 7-calendar day turnaround time for initial reviews and 5-calendar days for reconsideration files, commencing with the date received.

Review results will be documented in accordance with the Title II Loan Reviews/Findings section of Handbook 4000.1. (Section V.C.3.b.iv.) and the Single Family Housing Loan Quality Assessment Methodology (available at: 

For additional information see:

Handbook 4000.1, Sections I.A.5.a.iii.(A) and  V.C.3.b.iv available at: 
Loan Review System web page available at:

HUD Policy Determination

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-03758