What can a broker provide with the Name and Address Identification Number (NAID) Application if utilities are included in the office space lease?

The purpose of the utility bill is to provide verification of the business address.  If utilities are included in the office space lease, the broker can comply with this requirement by providing a copy of the first page of a recent bank statement.

More information is available on the HUDHomeStore “NAID Application: Selling Brokers, Nonprofits and Government Agencies” webpage at: https://www.hudhomestore.com/Listing/NaidApplication.aspx?sLanguage=ENGLISH

Use of the Google Chrome browser is strongly recommended when accessing the NAID Application Portal.

A copy of the NAID-Add New Payee and Add New NAID to Existing Payee Guide for Principal Brokers containing detailed instruction on using the NAID Application Portal is provided at: https://www.hudhomestore.com/ListingSiteFAQ.htm

The applicant may send a request for additional information by email to: answers@hud.gov or call the FHA Resource Center at: 1-800-225-5342.

Real Estate Broker NAID policy is in Handbook 4000.1 I.B.5.b. and I.B.5.c. at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh


All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-03648