To find these resources, you should start by contacting one of the HUD-approved housing counseling agencies in your area to talk through options for help that might be available to you.
You can access:
- An on-line list of HUD-approved housing counseling agencies: https://hudgov-answers.force.com/housingcounseling/s/
- A list of HUD-approved Housing Counseling Agencies and their contact information can be obtained by calling HUD's interactive voice system at 1-800-569-4287
- Additional housing counseling information: https://www.hud.gov/i_want_to/talk_to_a_housing_counselor
There are also many local and State government programs available that use HUD and/or non-HUD funds to provide grants for the downpayment or to help pay closing costs. To find out what programs are available in your area:
https://www.hud.gov/buying/localbuying
For more information about the homebuying process: https://www.hud.gov/topics/buying_a_home