HUD has no direct grant programs for downpayment or closing cost assistance. However, HUD does provide funding to state and local governments for this purpose. To find out what programs you may qualify for, please contact your city, county or state government.
You may wish to visit the following web site to find local housing programs in your state or local area: https://www.hud.gov/buying/localbuying
You can also find state and local listings in the government, or blue pages of your local telephone directory.
You may also wish to contact a HUD approved housing counseling agency in your area for unbiased counseling on your particular situation.
- Access to an on-line list of HUD approved housing counseling agencies is available at: https://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
- A list of HUD approved Housing Counseling Agencies and their contact information can be obtained by calling HUD's interactive voice system at 1-800-569-4287
- Additional housing counseling information is also available at: https://www.hud.gov/i_want_to/talk_to_a_housing_counselor