The “Doing Business As” (DBA) name is any registered name or alias that the Mortgagee has a legal right to use.
All DBA names used by a Mortgagee for conducting FHA business must be registered with FHA. The Mortgagee must submit documentation from the state showing it is legally approved to use its DBA name, if the name differs from that shown on its Business Formation Documents.
For each registered branch office, the Mortgagee must provide the branch’s DBA name.
The Mortgagee must submit an Information Update to FHA using the Lender Electronic Assessment Portal (LEAP) for all DBA names or aliases. To update a DBA in LEAP use the Institution or Branch screen.
If the Mortgagee has six or more DBA names, the Mortgagee must submit a Change Request in LEAP to add additional names. To submit a Change Request in LEAP, click the Requests drop-down and select Create New Request. The Mortgagee must:
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include a cover letter signed by a Corporate Officer summarizing the business change; and
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submit any required documents as specified in Handbook 4000.1 I.A.3.c or as described in the LEAP User Manual.
For more information refer to the LEAP User Manual that can be accessed using the LEAP Information link in the Approvals and Renewals section at: https://www.hud.gov/program_offices/housing/sfh/lender/
For additional information see Handbook 4000.1 I.A.3.c.ii, I.A.6.b.iv, and I.A.7.a, b and e available at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh