What is the e-case binder indexing order for forward mortgages insured under the LI Program?

The mortgagee must maintain their mortgage file, including the case binder, in either hard copy or electronic format for a period of two years from the date of endorsement.

Mortgagees retaining Electronic Case Binders (eCBs) are not required to maintain a separate version of the eCB indexed for electronic submission to HUD.

Documents provided in paper binders must be clear, legible and stacked in accordance with the requirements of HUD Handbook 4000.1 II.A.7.d.ii.(C)

Documents provided in electronic case binders must be clear, legible and indexed in the order specified in the Electronic Case Binder Developers Guide at https://www.hud.gov/pub/chums/electronicCaseBinder.pdf

For additional information see Handbook 4000.1 I.A.5.b.available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh and the Lender Insurance Program web page at https://www.hud.gov/program_offices/housing/sfh/lender/lendins

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-02144