Is a sponsored Third-Party Originator required to register for an NMLS ID?

Mortgagees must verify that all affiliates (including Sponsored Third-Party Originators) participating in HUD programs for, or on behalf of, the Mortgagee, are registered with the National Mortgage Licensing System and Registry (NMLS), unless excluded from NMLS requirements by law or regulation.

The NMLS Resource Center web page is available at

For additional information see Handbook 4000.1 V.A.2.b.i(B)(1)(c)

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-02135