If HUD does not have sales transactions for a county, any requests to change high-cost area Mortgage limits determined by HUD must be received by the FHA Resource Center by email at firstname.lastname@example.org no later than 30 Days from the publication of the limits each year.
Each request to change Mortgage limits must contain sufficient housing sales price data, listing one-family Properties sold in an area within the look-back period, January through August of the previous year. Requests should differentiate between Single Family residential Properties, and condominiums or cooperative housing units. Ideally, data provided should also distinguish between distressed and non-distressed sales.
Any changes in area Mortgage limits as a result of valid appeals will be retroactively in effect for case numbers assigned on or after January 1 of each year.
Documentation supporting requests for local area increases in all areas may be sent by email to: email@example.com
For additional information, see:
- Handbook 4000.1 II.A.2.a.ii(A) available at:
- Mortgage limits for 2021 can be located in Mortgagee Letters 2020-41 and 2020-42 available at: https://www.hud.gov/program_offices/administration/hudclips/letters/mortgagee