Where can I find information on HECM Counseling Requirements?

The counseling requirements for HECMs are contained in Handbook 4235.1, Chapter 2 and supplemented by Mortgagee Letters 14-07, 11-31, 11-26, 11-09, 10-37, 09-47, 09-10, 08-14, 06-25, 05-44, 04-48, 04-25 and 00-10.

Handbook 7610.0 HECM Protocol & Handbook 7610.1 Rev.5 Housing Counseling Program Requirements are available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

HECM Mortgagee Letters are available at https://www.hud.gov/program_offices/administration/hudclips/letters/mortgagee

HECM Counselor Resources - Neighborworks America

Information for Housing Counselors is available at https://www.hudexchange.info/programs/housing-counseling/

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-02056