Where can I find information on HECM Counseling Requirements?

The counseling requirements for HECMs are contained in Handbook 4235.1 Home Equity Conversion Mortgages, Chapter 2 and supplemented by Mortgagee Letters.

Handbook 4235.1 Home Equity Conversion Mortgages ; Handbook 7610.0 HECM Protocol and Handbook 7610.1 Rev.5 Housing Counseling Program Requirements are available at: https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

HECM Mortgagee Letters are available at: https://www.hud.gov/program_offices/housing/sfh/hecm/hecmml

HECM Counselor Resources - Neighborworks America:
http://www.hecmcounselors.org/

Information for Housing Counselors is available at: https://www.hudexchange.info/programs/housing-counseling/

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-02056