Does FHA allow a refund of the UFMIP if I refinance to a conventional loan?

No. The Upfront Mortgage Insurance Premium (UFMIP) is not refundable, except in connection with the refinancing to a new FHA-insured mortgage.

To find out if you are due a refund search HUD’s database at https://entp.hud.gov/dsrs/refunds/
or call (800) 697-6967.

For additional information see Handbook 4000.1:II.A.2.e.i.(B) at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh


All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-02051