Where can I find FHA minimum property requirements and standards?

The APPRAISER AND PROPERTY REQUIREMENTS FOR TITLE II FORWARD AND REVERSE MORTGAGES, section II.D of the FHA Single Family Housing Policy Handbook (SF Handbook, Handbook 4000.1), contains the Property Acceptability Criteria for FHA mortgage insurance, which include Minimum Property Requirements (MPR) and Minimum Property Standards (MPS), and include by reference, associated rules and regulations.

MPR refers to general requirements that all homes insured by FHA be safe, sound, and secure.

MPS refers to regulatory requirements relating to the safety, soundness and security of New Construction.

FHA's regulations 24 CFR, 200.925 and 200.926 are available at http://www.ecfr.gov/cgi-bin/text-idx?tpl=/ecfrbrowse/Title24/24tab_02.tpl 

For additional information see Handbook 4000.1 II.D at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

 

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.


Topic Number: KA-02036