Does FHA allow a non-FHA approved mortgage broker to be paid a broker fee on an FHA mortgage?

The sponsored third party originator (TPO) may charge a reasonable origination fee and collect from borrowers those customary and reasonable closing costs necessary to close the mortgage. Charges may not exceed the actual costs.

For additional information see Handbook 4000.1 II.A.4.d.i.(B)(2)(a) at

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01933