When must a lender provide the "For Your Protection: Get a Home Inspection" form?

The ''For Your Protection: Get a Home Inspection'' form (HUD-92564-CN) conveys important information to prospective homebuyers about the importance of getting a home inspection. Lenders are required to provide this form to prospective homebuyers at first contact, be it pre-qualification, pre-approval, or at the time of initial loan application. In any case, the lender must provide the form to the prospective homebuyer no later than at the time of initial loan application. The form must be provided on all transactions that will involve FHA mortgage insurance on an existing property. (The form need not be provided in transactions involving proposed or new construction.) The form does not need to be signed by the borrower and should not be included in the case binder submitted for insurance endorsement.

The ''For Your Protection: Get a Home Inspection'' form (HUD-92564-CN) is available at https://www.hud.gov/program_offices/administration/hudclips/forms/hud9

For additional information on Required Disclosures see Handbook 4000.1 II.A.1.a.ii.(A) at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01760