Does a borrower have to pay a fee to collect their FHA mortgage insurance refund?

You do not need to pay a fee to anyone or hire someone to collect your refund. Beware of people (known as "tracers") offering to help you collect your refund for a fee. You can obtain your refund directly from HUD for free.

To obtain information on your eligibility to obtain an FHA refund, visit the following web site: or contact the MIP Refund Center at (800) 697-6967.

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01407