Is the loss mitigation language detailed in FHA Info 17-35 applicable to HECM loans?

No. The only loss mitigation options available to HECM borrowers is that provided in Mortgagee Letters 2015-11 and 2016-07.

Mortgagee Letters are available at:

Additional questions may be directed to the FHA Resource Center toll-free at (800) CALLFHA (225-5342) or be email at

HQ Policy Determination

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01361