If you have a federal debt in the Credit Alert Verification Reporting System (CAIVRS) you must follow up to clear that item with the agency to which you owe the debt.
CAIVRS is a Federal government database of delinquent Federal debtors that allows federal agencies to reduce the risk to federal loan and loan guarantee programs. CAIVRS alerts participating Federal lending agencies when an applicant for credit benefits, or for a position of trust in support of the administration of a Federal credit program, has a Federal lien, judgment or a Federal loan that is currently in default or foreclosure, or has had a claim paid by a reporting agency.
More information is available on the CAIVRS - Credit Alert Verification Reporting System web page at https://www.hud.gov/program_offices/housing/sfh/caivrs
GSA's Excluded Parties List System (EPLS): The purpose of Excluded Parties List System is to provide a comprehensive list of individuals and firms excluded by Federal government agencies from receiving federal contracts or federally approved subcontracts and from certain types of federal financial and non-financial assistance and benefits.
HUD's Limited Denial of Participation (LDP) List: A Limited Denial of Participation (LDP) is an action taken by HUD, which excludes a party from further participation in a HUD program area. An LDP generally expires in one year. LDPs are issued to parties (individuals and companies) who fail to comply with HUD program standards. In most cases, the causes of an LDP action can be remedied by the party. LDP actions include provisions for an appeal process, which begins with a conference at the HUD office that issued the LDP.
For this, and more information about the FHA roster for appraisers, or contacts for assistance, please visit the home page at
For additional information see Handbook 4000.1 V.E.5 available at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh