How do I obtain access to the Loan Review System (LRS)?

All users access the Loan Review System (LRS) through FHA Connection (FHAC), and must maintain a valid FHAC user ID.
Each Mortgagee's FHAC Application Coordinator will need to register new users and reactivate expired user IDs for any individual that requires LRS access.
FHA Connection users with authorization for CHUMS Mortgagee Performance Report will automatically be set up with “Read-Only” authorization for the Loan Review System (LRS).
FHA Connection users requiring additional access must contact their FHA Connection Application Coordinator.
A Mortgagee’s FHA Connection Application Coordinator will access the FHA Connection ID Administration screen from the ID Maintenance menu in FHA Connection to grant one of the following “Loan Review System” authorization(s) for each user it deems qualified:

  • Read-Only – query information in the LRS
  • Response Submission – authorization to respond to findings in LRS associated with FHA Mortgagee monitoring and loan reviews and to create/submit self-reports of fraud and other material findings
  • Indemnification Submission - individual authorized by the Mortgagee to sign indemnification agreements

Typically, users will be able to access their updated role(s) within 30 minutes of the FHAC Application Coordinator assigning/or updating the user's LRS role.
The LRS may be accessed through the FHA Connection at  
Sign in to FHA Connection, click on the words “Single Family FHA.” Click on the link for LRS displayed under the heading “Single Family FHA Business Areas”
Mortgagees can access the LRS Lender's User Manual at: 

For additional information see:

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01068