What are the FHA restrictions for an FHA-approved lender's legal and DBA name?

The use of the words “federal,” “government,” “national,” “U.S. Department of Housing and Urban Development,” “Federal Housing Administration,” and/or the letters “HUD” or “FHA” in a manner that falsely represents that the lender’s business services or products originate from HUD, FHA, the U.S. Government, or any Federal, State or local government agency is prohibited.

All applicants for lender approval whose legal or DBA name includes these or other restricted words must provide documentation that they have a legal right to its use.

FHA-approved lenders must use their HUD registered business names in all advertisements, promotional or educational materials (including websites) related to FHA programs.

HUD registered business names include any alias or “doing business as” (DBA) on file with FHA.

For additional information see Handbook 4000.1 I.A.3.c.ii. at https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01030