Where can I find information on the Safe Mortgage Licensing Act and State NMLS requirements?

As a key component of the Housing and Economic Recovery Act of 2008, the SAFE Act is designed to enhance consumer protection and reduce fraud by encouraging states to establish minimum standards for the licensing and registration of state-licensed mortgage loan originators.

More information on SAFE mortgage licensing is available on the NMLS Resource Center website at https://mortgage.nationwidelicensingsystem.org/Pages/default.aspx or by contacting the NMLS Call Center at 1-855-NMLS-123 (1-855-665-7123).

Additional information may be found on HUD's S.A.F.E. Mortgage Licensing Act of 2008 web page at https://www.hud.gov/program_offices/housing/rmra/safe/sfea

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: KA-01008