How are bids placed on a HUD Home for a buyer?

Selling Brokers, HUD-approved Nonprofits, and Government Entities must have applied for and been issued a Name and Address Identification (NAID) Number, and be registered on HUD Homestore. Only then can they submit bids for HUD Real Estate Owned (REO) Properties electronically through HUD Homestore.


NAID Application information is available on the HUD HomeStore website at:
Registration and bidding instructions are available on the HUD HomeStore website at:

For additional information on how to use the website go to  and click “Help” on the gray bar in the top right corner of the page. On this page you will find HUD Homestore short videos, guides, and additional FAQs.

If you need additional assistance, please send a request for additional information by email to  or call the FHA Resource Center at 1-800-225-5342.

For policy information see Handbook 4000.1  I.B.5. and  IV.B.2.g.i. at:

All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

Topic Number: 2018-0016