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Disaster Relief
Allowable Closing Costs/Fees
Can a Mortgagee pass the cost for disaster re-inspections to the borrower?
Appraisal Procedures
If property repairs are over $5,000, due to natural disaster, must the loan convert to a 203(k)?
Borrower Eligibility
How long after a disaster can the Section 203(h) mortgage insurance program be used?
Case Cancellation
Will FHA cancel case numbers in process for more than 12 months on properties in disaster areas?
Case Number Assignment
How is the 203(h) program identified in FHA Connection?
Consumer Information
How do I locate FEMA disaster assistance in my area?
What is Mortgage Insurance for Disaster Victims (Section 203h)?
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Documentation Requirements
How does FHA define "Major" disaster area?
What is the appraisal validity period for a damaged property located in a Disaster Area?
Foreclosure/Conveyance
HECM Servicing
Are there HUD/FHA relocation funds available for borrowers with HECM properties in a Presidentially-Declared Major Disaster Area (PDMDA) in association with a completed Deed-in-Lieu of Foreclosure?
During a foreclosure moratorium, are monthly inspections required for HECM properties located in a Presidentially Declared Major Disaster Area (PDMDA)?
If a borrower has sustained damage to their HECM property from a disaster event within a Presidentially Declared Major Disaster Area (PDMDA), what amount must the borrower - whose loan is in good standing - repay to satisfy the HECM loan if the borrower does not wish to rebuild or repair the damaged property?
If a borrower has sustained damage to their HECM property from a disaster event within a Presidentially Declared Major Disaster Area (PDMDA), what amount must the borrower -whose loan is in a Due and Payable status - repay to satisfy the HECM loan if the borrower does not wish to rebuild or repair the damaged property?
Property Eligibility
What are the guidelines for combining disaster and rehabilitation mortgage insurance?
What documentation is typically provided on a 203(h) mortgage to show the extent of the damage to the borrower’s home in a Presidentially-Declared Major Disaster Area?
Will HUD provide notification of Presidentially-Declared Major Disaster Areas?
Property Inspections
Does FHA require property re-inspections for mortgages pending closing or endorsement in Presidentially-Declared Major Disaster Areas?
Is a property inspection required if an appraisal was performed after the FEMA Incident start date?
What if a loan was endorsed after the FEMA Incident date but before the disaster declaration date?
Rental Assistance
What disaster relief is available for public housing tenants?
