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Employment and Income
Are there special guidelines for borrowers who are employed by a family owned business?
Can a Mortgage Credit Certificate be used to offset the borrowers Total Mortgage Payment (PITI)?
Can a Trust be used as income?
Can automobile allowances be used as income?
Can child support or alimony be used as income?
Can commissions be used as income?
Can disability payments be used as income?
Can Foster Care payments be used as income?
Can I use education or military service in lieu of employment?
Can income earned from part-time employment be used for qualifying?
Can income from employment that has not begun be considered effective income?
Can income from seasonal employment be considered as effective income?
Can IRAs and 401(k)s be used as income?
Can Mortgage Credit Certificates be used as income?
Can overtime, bonus, or tip income be used as effective income?
Can pensions be used as income?
Can Public Assistance be used as income?
Can rent received from boarders be used as income?
Can Section 8 Homeownership Vouchers be used as income?
Can Social Security Benefits be used as income?
For how long must a borrower be employed?
How are gaps in employment considered when analyzing income stability?
How do I analyze self-employment income for sole proprietorships, corporations, or other businesses?
How do I approach transactions where we know the income will be changing?
How do I calculate income for a person in the military?
How do I process a verification of employment (VOE) for a HUD employee?
How do you calculate income for self-employed borrowers?
How does FHA view Borrowers who change jobs frequently?
How is rental income from the subject property calculated when analyzing borrower qualifying ratios?
How is residual income calculated for a manually underwritten loan?
How should lenders treat temporary reductions in income?
If a borrower is employed by a state-legalized marijuana business, is the borrower’s income eligible for an FHA-insured loan?
May Nontaxable Income be "grossed up"?
What are the requirements for considering rental income from other real estate?
What is considered significant additional income as a compensating factor?
What is FHA's definition of self-employed?
Where can I find employment documentation requirements?