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Assets/Funds to Close
Are cash rewards from a credit card an acceptable source of funds for the downpayment /Minimum Required Investment?
Are government entities required to provide a gift letter?
Are reserves required for borrowers with manually underwritten loans?
Can a Homeownership Set Aside Program grant be used for down payment?
Can a nonprofit or government entity who is the seller of a property provide gift funds?
Can a private individual or other organization provide a second mortgage for the buyer's down payment?
Can a real estate agent give a gift of their commission for the down payment?
Can employers contribute toward the borrower's down payment?
Can gift funds be provided from a friend or other unrelated party?
Can gift funds come from the employer?
Can gift funds come from the seller, lender or other interested party?
Can I receive a loan from a family member rather than a gift?
Does FHA allow borrowers to use equity resulting from a trade of real property toward the cash investment?
Does FHA allow borrowers to use funds resulting from the trade-in of a Manufactured Home?
Does HUD allow gifts of equity?
How do I document assets in a Retirement account?
How do I document the value of personal property sold for funds to close?
How do lenders document cash assets?
How do lenders document gifts, including gifts given in the form of cash?
How does FHA define Family Member?
How much is counted for the borrower's labor when calculating sweat equity?
Is it acceptable to get a loan for the downpayment/Minimum Required Investment (MRI)?
Is the payoff of a PACE obligation considered to be an Interested party Contribution?
What are the down payment requirements when purchasing a property using FHA-insured financing?
What are the requirements regarding real estate tax credits to be received by a borrower at closing?
What is required to verify assets in a bank account?
When can borrower cash reserves be used as a compensating factor for a manually underwritten loan?
Where can I find policy governing rent credit?
Where can I find the guidelines regarding gift funds?
