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LSC HECM Servicing
COVID-19 Are there extension available for HECMs that are automatically Due and Payable, entered into a Deferral Period, or became Due and Payable with HUD approval?
COVID-19: Are HECM foreclosure and claim deadlines included in the COVID-19 HECM extensions announced in ML 2020-06, such as notifying HUD that a HECM is due and payable, sending notification to the borrowers or their heirs that a loan is due and payable, obtaining a due and payable appraisal, and the 6-month marketing period?
COVID-19: Can mortgagees advance property taxes on behalf of HECM borrowers, who are responsible for paying their own property taxes, based on the original due date of the HECM where the taxing authority has extended the deadline for paying property taxes without a penalty?
COVID-19: For HECM borrowers impacted by the COVID-19 pandemic, must mortgagees delay requesting due and payable approval for HECMs when the borrower is no longer occupying the property, and the borrower requests the delay?
COVID-19: For HECM Loans that are Due and Payable, must servicers extend deadlines relating to foreclosure and claim submission during the COVID-19 National Emergency?
COVID-19: Has FHA implemented Temporary Partial Waivers to Its Home Equity Conversion Mortgage Policy for Borrowers Impacted by COVID-19?
COVID-19: Has FHA waived the requirement for providing a Borrower signed occupancy certification when filing a HECM Claim Type 22 assignment claim?
COVID-19: How can mortgagees request one additional 90-day extension to commence foreclosure following a HECM COVID-19 Extension?
COVID-19: I have an FHA Home Equity Conversion Mortgage (HECM) but can’t pay my property taxes right now. Will I lose my home?
COVID-19: I have an FHA Home Equity Conversion Mortgage (HECM) but have to go to a nursing home/rehabilitation facility due to COVID-19. Can I delay making the HECM due and payable so my spouse/partner/family can remain in the home?
COVID-19: What evidence does the mortgagee need to retain to support the borrower’s request to delay submission of a Due and Payable request in accordance with ML 2020-06 for the COVID-19 National Emergency?
COVID-19: Will HUD accept notification from the Social Security Administration Death Master File, including during the COVID-19 pandemic, as evidence of the death of a HECM borrower for purposes of Claim Type 22 review?
COVID-19: Will interest on my HECM be waived during the COVID-19 pandemic?
Is there a table available outlining the COVID-19 HECM Due and Payable Extension period?