You’re offline. This is a read only version of the page.
Toggle navigation
DEV US HUD
US Department of Housing and Urban Development
Home
Knowledge Base
Submit A Question
Search
Search
Home
Consumer Information
Appraisal/Property Analysis
Display All Subcategories
Appraisal Procedures
Appraiser Approval/Eligibility
Appraiser Roster Changes
Documentation Requirements
Electronic Appraisal (EAD)
Manufactured Housing
Property Eligibility
Property Flipping
Property Inspections
Sanctions
System Support
Closing and Insuring
Display All Subcategories
Allowable Closing Costs/Fees
Case Binder Submission
Case Cancellation
Case Processing Status
Case Reinstatement
Case Transfer
Documentation Requirements
Lender Insurance
MIC Correction Submission
Mortgage Insurance
Notice of Return (NOR)
Title Issues
Condo Project Approval
Display All Subcategories
Condominium Project Approval
Condominium Project Approval Status
Single Unit Approval (SUA)
Consumer Information
Display All Subcategories
Energy Efficiency
Find a Lender
Forms and Publications
General Purchase Info
General Refinance Info
Grant Programs
Housing Counseling
Mortgage Insurance
Mortgage Limits
Spanish Language
COVID-19
Display All Subcategories
Appraisal Property Analysis
Closing and Insuring
COVID-19 Indemnification
Credit Underwriting
HUD NSC Loss Mitigation
HUD NSC Servicing
HUD Owned Properties
Lender Approval / Eligibility
LSC HECM Servicing
Misrouted
Quality Control Compliance
Rehabilitation Programs
Credit Underwriting
Display All Subcategories
Assets/Funds to Close
Automated Underwriting/Total
Borrower Eligibility
Credit Alert (CAIVRS)
Credit History/Credit Report
Documentation Requirements
Employment and Income
Liabilities
Mortgage Calculation
Purchase Transactions
Refinance Transactions
Secondary Financing
Disaster Relief
Display All Subcategories
Allowable Closing Costs/Fees
Appraisal Procedures
Borrower Eligibility
Case Cancellation
Case Number Assignment
Consumer Information
Credit History/Credit Report
Documentation Requirements
Foreclosure/Conveyance
HECM Servicing
Property Eligibility
Property Inspections
Rental Assistance
FHA System Support
Display All Subcategories
Borrower Validation
Case Number Assignment
FHA Catalyst – Authorized Registration Form
FHA Catalyst General Info
FHA Catalyst: Case Binder Module
FHA Catalyst: Claims Module
FHA Catalyst: EAD Module
FHA Catalyst: Mortgagee Admin
FHA Catalyst: Multiple Modules
FHA Catalyst: Servicing Module
FHA Catalyst: SFDMS Module
FHA List Serv
General User Assistance
ID/Password Issues
New Access
Servicing Issues
Forward Servicing
Display All Subcategories
Servicing.
HUD NSC Servicing
Display All Subcategories
Bankruptcy
Disaster
Escrow/Taxes/Insurance/HOA
Foreclosure/Conveyance
Loss Mitigation
Preservation & Protection/Repairs/Inspections
Servicing
Treasury Homeowner Assistance Fund (HAF) Program
HUD Owned Properties
Display All Subcategories
Agent/Broker Information
Asset Control Areas
Bid Information
Closing
Discount Programs
General Purchase Info
Maintenance Issues
Property Listings
Lender Approval/Eligibility
Display All Subcategories
Annual Recert Requirements
Branch Offices
DE Mortgagee Approval
Employee Requirements
FHA Lender Lists
LEAP
Lender Application Procedures
Lender Application Status
Lender Approval Changes
Lender Sanctions
Operation Requirements
Originating FHA Loans
Misrouted Contacts
Display All Subcategories
EHLP/Hardest Hit
Federal Consumer Protection
Federal Housing Programs
FHA Loss Mitigation
HASP/MHA Programs
HUD Grants
Mortgage Insurance Refunds
Multifamily/Hospital Info
Rental Assistance
RESPA
Servicing
Title I Servicing/Asset Mgt.
Partner Approval/Eligibility
Display All Subcategories
203(k) Consultant Updates/Recertification
203(k) Consultants Application/Eligibility
DE Underwriters
HCS Password Reset
Housing Counseling Agencies
Inspectors
Nonprofit Agencies/Governmental Entities
Training Opportunities
Quality Control/Compliance
Display All Subcategories
Compliance Issues
Loan Review System (LRS)
Monitoring
Neighborhood Watch
Permissable Payments
Quality Control Plan
Reporting Fraud
Sanctions
Test Case/Post Endorsement Loan Review
Rehabilitation Programs
Display All Subcategories
Basic Eligibility Requirements
Close Out
Energy Efficiency
Escrow Accounts
Reverse Mortgage Programs
Display All Subcategories
Basic Eligibility Requirements
Counseling Requirements
HECM Collateral Assessment
HECM Servicing
Processing Guidelines
Refinance Transactions
Consumer Information
Energy Efficiency
Are there alternative financing options for making energy improvements other than PACE?
Can I combine the EEM program with Section 203(k)?
Can I make energy related repairs without doing an Energy Efficient Mortgage (EEM)?
How can FHA assist me in lowering my energy costs?
I have an FHA-insured mortgage – can I use the PACE program or other alternative programs to make energy efficient improvements?
What is involved in a home energy report on an Energy Efficient Mortgage (EEM)?
What is PACE?
What is the maximum mortgage limit for the energy efficient mortgage program?
Find a Lender
Where can I get a list of FHA approved lenders in my area?
Forms and Publications
What do I do if I find mold in my home?
What is the Good Faith Estimate?
When must a lender provide the "For Your Protection: Get a Home Inspection" form?
Where can I obtain FHA forms and publications?
General Purchase Info
Are there FHA programs available for single parents?
Can I use FHA-insured mortgage financing to purchase a condominium unit?
Does HUD maintain a list of approved home inspectors?
How can FHA help me buy a home?
How does HUD define a first time homebuyer?
If I am buying a house with an FHA–insured mortgage, can I get PACE financing at the same time?
On a purchase transaction must the PACE obligation be paid off at sales closing?
What are the basic eligibility requirements for FHA financing?
What are the disclosure requirements on an FHA adjustable rate mortgage?
What are the interest rate caps on FHA adjustable rate mortgages?
+ More
General Refinance Info
I have an FHA-insured loan and a PACE obligation – does this affect my FHA loan?
If my existing mortgage is not FHA-insured, and I have a PACE obligation, can I refinance into an FHA mortgage?
If my lender forgives part of the balance on my existing loan, will it affect my credit or my taxes?
Is there a quick and inexpensive option to refinance my FHA mortgage?
What are the advantages of refinancing to a fixed rate FHA mortgage?
Grant Programs
Does HUD/FHA have grant programs available for home repair?
How can a homebuyer get downpayment or closing cost assistance?
Housing Counseling
Where can I find housing counseling services?
Mortgage Insurance
Am I eligible for an FHA insured loan if I don't pay the required mortgage insurance premiums?
Are the FHA mortgage insurance premiums that I pay tax deductible?
Can a first time buyer obtain a reduction to their FHA mortgage insurance premium?
Can I get a refund of my mortgage insurance on an FHA reverse mortgage?
Does FHA allow a refund of the UFMIP if I refinance to a conventional loan?
Does the Annual MIP reduction announced in Mortgagee Letter (ML) 2015-01 affect my existing FHA loan?
How do I find the FHA Case Number for my FHA loan?
Is an Upfront Mortgage Insurance Premium collected on a loan having a very low loan to value ratio?
Is the mortgage insurance premium structure different for FHA rehabilitation mortgages?
What is the FHA Mortgage Insurance Premium structure for forward mortgage loans?
+ More
Mortgage Limits
Are there higher FHA mortgage limits in 2022 for properties in Alaska, Hawaii, Guam or Virgin Islands?
How do I request an increase to the loan limits in my area?
What are HUD’s 2022 Nationwide Home Equity Conversion Mortgage (HECM) Limits?
What is the FHA mortgage loan limit in my area?
Where can I find a complete listing of FHA loan limits for all counties?
Spanish Language
How do I obtain FHA or HUD information in Spanish?