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Appraisal/Property Analysis
Appraisal Procedures
Are there any special requirements to consider when making an FHA mortgage on a leasehold property?
Can a Mortgagee waive any repair requirements reported by the Appraiser?
Can an appraisal ordered for conventional or government guaranteed loan purposes be used for an FHA transaction?
Can an energy system that is not owned by the borrower contribute to the property's appraised value?
Can appraisals be ordered by a Mortgagee’s loan production staff?
Can I use an appraisal management company (AMC) for my FHA appraisal?
Can the appraiser communicate with a member of the Mortgagee’s loan production staff?
Can the new Mortgagee require corrections/inspections from the appraiser on a transferred case?
Do Planned Unit Developments need to be pre-approved?
Does FHA accept properties zoned for commercial, mixed use or other non-residential use?
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Appraiser Approval/Eligibility
Can I continue to perform appraisals while I wait for ASC to update my status and renewal date?
Can I perform appraisals in one state if I am sanctioned in another?
For what reasons may an appraiser be removed from the FHA Appraiser Roster?
For what reasons may an appraiser receive a Notice of Deficiency (NOD) from FHA?
How can I be reinstated on the FHA Appraiser Roster if my status has lapsed?
How can I resolve a sanctions issue and become eligible for placement on the FHA appraiser roster?
How do I apply for placement on the FHA Appraiser Roster?
How do I check the FHA Appraiser Roster for a specific appraiser or obtain a list of appraisers?
How does an FHA Roster Appraiser register for an FHA Connection User ID?
Should I re-apply if my name does not show up on the appraiser list on HUD.gov?
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Appraiser Roster Changes
How can I reset my appraiser roster password or locate my User ID?
How did the system update my appraiser roster data when I renewed my state certification?
How do I add an additional state to my appraiser roster listing?
How do I correct, update, or renew my information on the appraiser roster listing?
Why does FHAC include a state prefix in my license number when ASC does not? Is this an exact match?
Why doesn't the appraiser roster allow me to upload my certification?
Documentation Requirements
Can an appraisal be re-used to facilitate a refinance?
Do FHA appraisals expire and may the validity period be extended?
Do I need to retain the builder's plans and specifications in my origination binder?
Does FHA require a survey of the property being purchased?
Does HUD still approve home builders?
Does the Appraiser and Property Requirements section of the SF Handbook include policy changes?
In what situations may the Original Mortgagee order a second appraisal?
Is the Appraisal Report & Data Delivery guide a section of the SF Handbook?
What action should a lender take when a property is known to have methamphetamine contamination?
What are the inspection and documentation requirements for Site Built and Condominium new construction to obtain maximum FHA financing?
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Electronic Appraisal (EAD)
Can the lender change the Appraisal Transfer field selection from “No” within the Case/Appraisal Transfer screen of FHA Connection if the selection is inadvertent or the lender later chooses to transfer the appraisal?
How does a general user get access to the EAD Portal?
What changes were made to the Case Transfer screen in FHA Connection to allow mortgagees to electronically transfer appraisals?
Will the recent change in Michigan appraiser credential prefixes cause Hard Stop issues when appraisals uploads are performed in FHA Catalyst/EAD?
Manufactured Housing
Does FHA insure older manufactured homes?
How can I determine if a manufactured home is eligible for FHA financing?
How can I file a Complaint against a Manufactured Housing Company?
If a manufactured home has been moved, is it still eligible for FHA insurance?
If a manufactured home has had an addition built on to it, will it be eligible for FHA financing?
Is a manufactured home eligible for FHA insured financing if the data plate is missing?
Is a manufactured home eligible if the HUD certification label is missing?
May lenders use a Manufactured Housing foundation certification from a previous FHA-insured loan?
Must the appraiser use Manufactured Homes as comparable sales when appraising a manufactured home?
Must the running gear and towing hitch be removed from manufactured housing?
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Property Eligibility
Are properties located next to gas stations eligible for an FHA-insured mortgage?
Are properties with a well eligible for FHA financing?
Can I purchase private flood insurance instead of an NFIP policy?
Do I treat modular homes in the same manner as manufactured homes?
Does FHA allow dug wells, cisterns or holding tanks?
Does FHA have any policies requiring water testing in Flint, Michigan and its surrounding areas?
Does FHA have any special requirements for water heaters?
Does HUD have any water quality testing requirements when a property is connected to a public or community water system?
How are repairs and escrow amounts determined on a HUD REO property purchased under the Section 203(b) with Repair Escrow program?
How do I determine what stage of construction my property is in and what property types are eligible for New Construction Financing?
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Property Flipping
Do appraisers have to consider the prior sales history of a property?
Does FHA have a Prohibition on Property Flipping?
If a quitclaim deed is recorded to remove parties from title, is it subject to the flipping rules?
On a property flipping transaction what date should be used to determine seasoning?
Property Inspections
As a purchaser of a new or newly constructed home, can I still purchase a home warranty plan?
Does HUD include the Environmental Protection Agency's renovation, repair, and painting (lead safe) rule in its valuation procedures?
What are the lead-based paint inspection requirements for FHA appraisals?
What are the Mortgagee's options for satisfying repair requirements on the appraisal?
When is a compliance inspection required?
When is an inspection required for a sewage disposal system?
Sanctions
When does FHA require a Roster Appraiser to complete remedial education?
System Support
After logging an appraisal in FHAC can a lender make changes in the Appraisal Logging screen?